Companies are being notified through the Domicílio Eletrônico Trabalhista (DET, the Labor Ministry's official electronic mailbox for employers) about a new type of payroll-deductible loan taken out by their employees, called Crédito do Trabalhador (Worker's Credit).
As announced by the Federal Government and the Ministry of Labor, starting March 21, 2025, Crédito do Trabalhador became available in the Carteira de Trabalho Digital (the digital employment record booklet) for employees whose employment is governed by the CLT (Brazil's Consolidated Labor Laws), including domestic and rural workers.
On April 21, 2025, the file for the 1st installment of Crédito do Trabalhador was made available on the Emprega Brasil Portal, and it must be deducted from the payroll for the May 2025 period.
ATTENTION: The new obligation is already being applied to terminations carried out from May 1, 2025 onward, with the 1st installment duly deducted, whenever a loan agreement was signed between March 21 and April 20, 2025.
Companies should note that:
- The amounts must be deducted at termination if it occurs on or after May 1.
- Information on payroll-deductible loans must be submitted monthly, just as with payroll.
The file containing the agreements is available for viewing and download on the Emprega Brasil portal. See how to do it here: EBOOK (Crédito do Trabalhador and payroll-deductible loans)
As announced by the Federal Government and the Ministry of Labor, starting March 21, 2025, Crédito do Trabalhador became available in the Carteira de Trabalho Digital (the digital employment record booklet) for employees whose employment is governed by the CLT (Brazil's Consolidated Labor Laws), including domestic and rural workers.
On April 21, 2025, the file for the 1st installment of Crédito do Trabalhador was made available on the Emprega Brasil Portal, and it must be deducted from the payroll for the May 2025 period.
ATTENTION: The new obligation is already being applied to terminations carried out from May 1, 2025 onward, with the 1st installment duly deducted, whenever a loan agreement was signed between March 21 and April 20, 2025.
Companies should note that:
- The amounts must be deducted at termination if it occurs on or after May 1.
- Information on payroll-deductible loans must be submitted monthly, just as with payroll.
The file containing the agreements is available for viewing and download on the Emprega Brasil portal. See how to do it here: EBOOK (Crédito do Trabalhador and payroll-deductible loans)
